Details
Programs Available - perfect for residents and fellows
- FHA financing
- 10-, 15-, 20- and 30-year fixed
- No prepayment penalties
- Balloon mortgages
- VA financing
Other Options - purchase or refinance
- Financing available in all 50 states
- Primary and secondary residences
- Home Equity loans* up to 100%
- Lot Loan*
*Arizona, Florida, Iowa, Minnesota, and Wisconsin
Mortgages Officers
Whether you are looking for someone to assist and educate you throughout the mortgage process, or maybe you prefer to apply online or by telephone, our professional representatives are here to accommodate your preference and meet your needs. You can be assured of the advice you receive, as none of the MEFCU representatives work on commission. 
Sandy Hillesheim brings 28 years of financial institution experience including nine years as a mortgage and consumer lender. Sandy provides mortgage expertise to Mayo employees, students, volunteers and their family members, and is committed to client satisfaction. Her goal is to ensure all home buyers understand the loan process and will guide them through the process from start to finish. As one client wrote, "
I want to thank you for working with me on my first home purchase. I was very nervous when I came to you, not knowing what to expect. You did a great job of calming my fears and answering all my questions. I couldn't have done it without you!"
Pat Stewart has been a mortgage loan officer with Mayo Employees Federal Credit Union for 4 years. He has over 19 years of lending experience including 10 years as mortgage originator. Pat's main objective is to ensure the home buyer is in the best loan product for their particular situation and their loan closes on time. As a local realtor recently wrote, "
It's so refreshing to work with a lender who is on top of it all."
Whether you are looking to purchase or build a home, or refinance your current home, Pat can assist you with your needs.
Donnie Pierce is a Mortgage Loan Officer with Mayo Employees Federal Credit Union. He brings 17 years of financial institution experience with 15 of those years as a mortgage and consumer lender. He has helped hundreds of families improve their financial outlook, or purchase a home. He prides himself on making the mortgage process as smooth as possible while meeting your needs. Helping you understand the loan process and making sure you know what to expect are his top priorities. As one member wrote, “
First of all – thank you for helping us out with the refinance… This transaction will save our family a great deal, much appreciated!”
Online Application
The easiest way to start the process is to request a loan online, and our mortgage team will contact you with further details! Click here to request a loan.
